Key Deadlines and Filing Changes
- April 30, 2026: Deadline for most Canadians to file 2025 tax returns and pay any owed taxes.(canada.ca)
- June 15, 2026: Same deadline for those who are self-employed, or whose spouse/common-law partner is self-employed. Even so, any taxes owing are still due April 30.(canada.ca)
Digital Services & Account Access Updates
- Backup Multi-Factor Authentication (MFA): As of February 2026, CRA account holders must have a backup MFA method (e.g., authenticator app, passcode grid) on file. This helps prevent lockouts and ensures smoother access during tax season.(canada.ca)
- Account Recovery Improvements: New self-service options enable regaining access to your CRA account if login info or security questions are lost—no need to call in.(canada.ca)
- Authorize a Representative: Must now use the “Represent a Client” portal to grant access (or the alternative process); paper or EFILE authorizations are being phased out.(canada.ca)
Filing Format and Schedules
- CRA no longer proactively mails paper income tax packages for 2025. If you file on paper, download the forms online or request them.(canada.ca)
- Schedules removed from the paper package include Schedule 12 (Multigenerational Home Renovation Tax Credit), Schedule 13, and Schedule 15, plus certain provincial versions.(canada.ca)
Security and Accuracy Tips
- Use CRA My Account to ensure slips (T4s, T5s, etc.) are retrieved or corrected; missing/unexpected slips should be followed up before filing.(canada.ca)
- For digital filing, confirm backup MFA is set up to avoid last-minute access issues.(canada.ca)
- Keep track of new non-refundable tax credit rules and changes in rates or thresholds—these affect final payable tax and refund amounts.
Practical Example
Suppose you're self-employed with freelance income and have a simple tax situation:
- File by June 15, 2026.
- Any estimated taxes owing must be paid by April 30, 2026 to avoid interest.
- Use CRA digital tools early to retrieve slips and confirm identity; avoid paper where possible.
Bottom Line
This tax season emphasizes digital transitions, stronger security, and simplified access. Whether you file yourself or work with a tax professional, adopting these changes early can help avoid errors, delays, or penalties. Ensure you’ve got everything you need well before key dates.