Compliance
Staying Ahead of U.S. Tax Compliance: Scams, Preparers, and Your Rights
With expanded credits and deductions under the OBBB, new risks arise—this article helps you protect yourself when choosing a preparer, avoid common scams, and know your taxpayer rights.
By NomadicTax Research Team • 5-8 min read • July 2, 2026
## Why Compliance Matters More Than Ever
The One, Big, Beautiful Bill (OBBB) introduced sweeping tax changes—increasing credits, modifying deductions, and expanding eligibility. These changes have increased opportunities *and* risk: scammers and dishonest preparers may try to take advantage. Understand your rights and safeguard your return. ([irs.gov](https://www.irs.gov/newsroom/irs-reminds-taxpayers-watch-out-for-preparers-promising-quick-cash-fast-refunds-under-new-one-big-beautiful-bill-tax-changes?utm_source=openai))
## Red Flags from Tax Preparers
Here are warning signs to watch out for:
- Promises of a very large refund without reviewing your actual documents.
- Charging fees as a percentage of refund or splitting refund with your preparer.
- Refusal to sign the return or include a valid PTIN (Preparer Tax Identification Number).
- Direct deposit of refunds into the preparer’s account instead of yours.
- Suggesting false claims of new credits or deductions you don’t qualify for.
These issues are emphasized in recent IRS guidance aimed at protecting taxpayers under the new OBBB era. ([irs.gov](https://www.irs.gov/newsroom/irs-reminds-taxpayers-watch-out-for-preparers-promising-quick-cash-fast-refunds-under-new-one-big-beautiful-bill-tax-changes?utm_source=openai))
## Knowing Your Taxpayer Rights
Every U.S. taxpayer has certain rights when interacting with the IRS. These include:
- The right to competent and professional assistance from your preparer.
- The right to be fully informed about credits and deductions claimed.
- The right to challenge IRS positions and be heard.
- Protection from fraudulent claims and misrepresentations.
If you believe your preparer acted improperly, you can file a complaint with the IRS, and you have rights to refunds or corrections. ([irs.gov](https://www.irs.gov/newsroom/irs-reminds-taxpayers-watch-out-for-preparers-promising-quick-cash-fast-refunds-under-new-one-big-beautiful-bill-tax-changes?utm_source=openai))
## Practical Steps to Choose a Trustworthy Preparer
- Confirm **credentials**: look for CPAs, attorneys, or Enrolled Agents with PTINs, check their standing with professional boards.
- Ask questions: How do OBBB changes apply to you? Do you qualify for ‘no tax on tips’ or expanded HSA eligibility?
- Get everything in writing: fees, estimate of refund, how they’ll file.
- Review the final return before signing and filing. Donations of receipts/data early help avoid mistakes.
## Example Scenario
*Maria* is a gig economy worker. Under OBBB, she qualifies for deductions on qualified tips and new fringe benefits. Her preparer promises an $8,000 refund without seeing her tip records. Red flag. Maria asks for documentation and refuses to use a preparer who demands part of her refund. She ensures accuracy and claims only what she’s eligible for, avoiding possible penalties.
## Conclusion
The OBBB brings big opportunities—but also opens doors for abuse. By staying informed, choosing preparers carefully, and knowing your rights, you can claim benefits securely and compliantly.