Compliance
Small Business Superannuation Clearing House: Last Chance Before July 1 2026 Closure
The Small Business Superannuation Clearing House (SBSCH) closes permanently on 1 July 2026—businesses must switch payment methods and save records before the deadline.
By NomadicTax Research Team • 5-8 min read • June 7, 2026
## What is happening to the SBSCH?
The Small Business Superannuation Clearing House (SBSCH) is a service that let small employers (<=19 employees or < $10M turnover) pay super guarantee contributions in bulk. Effective **1 July 2026**, it will **close permanently** as part of the Payday Super reforms. ([ato.gov.au](https://www.ato.gov.au/businesses-and-organisations/super-for-employers/paying-super-contributions/how-to-pay-super/small-business-superannuation-clearing-house?=redirected_sbsch&utm_source=openai))
Existing registrants can **keep using it until 11:59pm AEST on 30 June 2026**, after which they **won’t be able to make payments or access records**. New registrations are no longer accepted. ([ato.gov.au](https://www.ato.gov.au/businesses-and-organisations/super-for-employers/paying-super-contributions/how-to-pay-super/small-business-superannuation-clearing-house?=redirected_sbsch&utm_source=openai))
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## Why is this change important?
- Removes an older system that chunks super payments at quarterly intervals, conflicting with the new Payday Super requirement for super to be paid **at each payday**.
- Pushes employers toward modern payment and reporting systems, especially SuperStream, STP, and NPP.
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## What employers must do now
- **Choose a new payment method** before 1 July 2026. Options include:
- Payroll software with built-in super payment functionality,
- Third-party clearing houses,
- Banks or super funds that accept SuperStream payments directly.
- **Download your transaction history and employee data** from SBSCH before closure to retain super audit, valuation, and employee statement records. ([ato.gov.au](https://www.ato.gov.au/businesses-and-organisations/super-for-employers/paying-super-contributions/how-to-pay-super/small-business-superannuation-clearing-house?=redirected_sbsch&utm_source=openai))
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## Example scenarios
- **Business A**, employing 15 people, has been using SBSCH. As of 30 June, their last payment must be submitted by then; from their first July pay run, they must use a payroll system or other clearing house.
- **Business B**, with fewer employees, has noted new pay frequency (say weekly instead of monthly)—must ensure their new system maps earnings properly under QE definition and meets 7-business-day receipt rules under Payday Super.
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## Tips to transition smoothly
1. Start testing new super payment processes well ahead of time—alerts, reconciliation, and fund verification must all work.
2. Ensure payroll systems are updated for QE definitions and MCB tracking.
3. Communicate with employees—explain any changes to when super appears in their pay slips and where their super fund details need to be verified.
4. Maintain accurate records of all historical payments—download now, store securely, as post-30 June access ends.
Closing the SBSCH is more than just a technical change—it’s part of broader reforms that require employers to modernize. Early action will keep your compliance on track and avoid last-minute headaches.