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Tax Planning

Navigating India’s New Income Tax Act, 2025: Key Changes and Action Steps

From April 1, 2026, India replaced the Income-Tax Act, 1961 with the Income-Tax Act, 2025—bringing in simplified terminology, revamped structure and continuity for past tax matters. Here's what individuals and businesses need to know.

By NomadicTax Research Team · 5-8 min read

Overview

India has enacted the Income-Tax Act, 2025 which came into force from 1 April 2026. It replaces the Income-Tax Act, 1961. This update is not just linguistic; it's structural and operational with important implications. (incometax.gov.in)


What’s Changed (and What Remains)

AspectUnder Old Act (1961)Under New Act (2025)
Terminology"Previous Year" and "Assessment Year"Defined uniform term "Tax Year"; Assessment Year concept discontinued. (incometax.gov.in)
Structure & FormsMany amendments piled into provisos, explanationsCleaner, reorganized chapters; Forms streamlined. (incometax.gov.in)
ApplicabilityOld Act governs incomes till 31March2026New Act applies from 1April2026, but old Act continues for tax years before that date. (incometax.gov.in)
Tax Payment RulesAdvance tax, self-assessment etc under 1961 frameworkAdvance tax for Tax Year 2026-27 payable under new Act; interest rates remain unchanged. (incometax.gov.in)

Two Recent Notifications You Should Know

  1. Non-Deduction of TDS on Aircraft Lease Rent to IFSC Lessors

    • The Government issued Notification No. 74/2026—no TDS to be deducted on payments made for aircraft lease rent or supplemental lease rent to IFSC Units under section 147 of the new Act; subject to certain declarations by lessor covering 20 consecutive tax years. Effective 1 April 2026. (incometax.gov.in)
  2. Non-Deduction of TDS on Ship Lease Rent to IFSC Units

    • Another notification (No. 75/2026) grants similar non-deduction treatment for ship lease rent paid to IFSC Units under section 147. (incometax.gov.in)

Practical Action Items and Tips

  • Check your tax filings: If your income relates to ship or aircraft lease rent and the lessor is an IFSC Unit, ensure you have the required statement-cum-declaration (Form 1(N)) for tax years. Without it, the lessee must deduct TDS. (incometax.gov.in)

  • Advance tax payments: For FY 2026-27, payments should follow new Act rules. Installment schedules for presumptive tax remain same. (incometax.gov.in)

  • Using e-filing portal: Two parallel systems will run during transition (old forms for AY 2026-27 for incomes earned until 31 March; new for Tax Year from 1 April onwards). Key to select right form. (incometax.gov.in)

  • Assess your IFSC exposure: Entities making or receiving payments under IFSC, especially in leasing, financial services etc., may benefit under new non-TDS exemptions. Ensure eligibility.


Example Scenarios

  • Scenario A: A lessor in IFSC leases an aircraft starting April 2026. They file Form 1(N) covering 20 upcoming tax years. The lessee receives the form and doesn’t deduct TDS on payments.

  • Scenario B: A company pays ship lease rent to IFSC lessor without receiving the Form 1(N). It must deduct TDS on payments.

  • Scenario C: An individual making advance tax payments in June 2026 must apply new Act rules, even though return for AY 2026-27 (for FY 2025-26) uses old structure.


India’s tax reform via the 2025 Act and recent IFSC TDS-relaxation notifications are a big deal. They simplify processes, create clarity, and offer opportunities—but only if you're aware. Review recent notifications, check your eligibility, and align your compliance accordingly.

Sources

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