What is the Canada Groceries and Essentials Benefit (CGEB)?
The Canada Groceries and Essentials Benefit will officially replace the old GST/HST credit. Effective July 2026, payment amounts will increase by 25% annually for five years (from July 2026 through June 2031) for eligible individuals. A one-time GST/HST credit top-up payment will also be issued starting June 5, 2026, for those who were eligible for the January 2026 payment. (canada.ca)
Who Qualifies & What Are the Payment Amounts?
Eligibility remains the same as the GST/HST credit. The CRA will determine eligibility automatically through your tax return (unless you're a new resident, in which case you may need to file Form RC151). (canada.ca)
| Household type | Maximum payment July 2026-June 2027 |
|---|---|
| Single individual | $679 |
| Married or common-law partners | $890 |
| Eligible child under 19 | $234 each |
Payment schedule remains quarterly. Your 2025 tax return will be used to determine eligibility and amounts. (canada.ca)
Actionable Steps to Prepare Now
- File your 2025 tax return on time. Filing late may delay or reduce CGEB payments.
- Setup direct deposit. It’s fastest and most secure. Cheques are still available if you don’t enroll. (canada.ca)
- Check outstanding debts. Overpayments or debts to CRA can reduce or eliminate benefit amounts.
- New residents: Complete RC151 as required.
- Account for children: If you have children under 19, include them—each adds significant value.
Example Scenarios
- Single parent with two children ($0 income): Eligible for $679 + 2×$234 = $1,147 per year, paid quarterly.
- Couple with one child and moderate income: The family would receive up to $890 + $234 = $1,124, adjusted downward based on income thresholds.
Implications & Important Dates
- CGEB kicks in July 2026 and runs through June 2031 with enhanced payments.
- One-time top-up coming June 5, 2026.
- If you plan for cash flow, these payments are forward-looking: based on 2025 return.
Bottom line: To make the most of the new CGEB, file early, ensure your tax return is complete (especially children, marital status, new residency), and watch for the one-time top-up in June 2026.