Compliance
How to Plan Tax Payments Using Turkey’s New Reduced Interest Debt Relief
Turkey has authorized a lower interest rate for overdue public debts under its 6183 law if taxpayers apply by August 31 – here’s how to take advantage.
By NomadicTax Research Team • 5-8 min read • August 31, 2026
## Understanding the New Deferred Payment and Interest Relief in Türkiye
Türkiye’s Revenue Administration has announced a temporary **tecil (deferment) and instalment** program for public tax debts under Law No. 6183. Key highlights:
| Feature | Details |
|--------|---------|
| **Eligibility** | Public debts due by 16 June 2026 that remain unpaid and are being pursued by tax offices. |
| **Reduced interest rate** | For applications made by **31 August 2026**, an annual rate of **29%** (instead of 39%) applies. ([gib.gov.tr](https://www.gib.gov.tr/vergi-konulari/2_isletme_ve_girisimci/16_6183_sayili_kanunun_48_inci_maddesi_kapsaminda_tecil_ve_taksitlendirme/16?utm_source=openai)) |
| **Installment term** | Up to 72 monthly instalments depending on the taxpayer’s legal status and financial situation. Some types of tax debts are limited to 12 months. ([gib.gov.tr](https://www.gib.gov.tr/vergi-konulari/2_isletme_ve_girisimci/16_6183_sayili_kanunun_48_inci_maddesi_kapsaminda_tecil_ve_taksitlendirme/16?utm_source=openai)) |
## Why It Matters: Impact & Risks
- **Lower immediate cost**: The drop from 39% to 29% interest is substantial for those with outstanding debt.
- **More manageable cash flows**: Spreading payments over months or years alleviates pressure.
- **Application deadline crucial**: Miss the 31 August deadline, and the higher rate applies.
- **Certain tax types** cannot be extended as long; check specific provisions.
## Actionable Steps to Benefit from the Law
1. **Assess all outstanding public tax liabilities** you may have under follow-up by Turkish tax authorities.
2. **Apply by 31 August 2026** to secure the reduced 29% interest rate.
3. Provide required documentation to demonstrate financial hardship, if relevant, to qualify for longer instalment periods (e.g., up to 72 months).
4. Plan your budget accounting for the **first instalment**, often due in September 2026.
## Case Example
*Fatma*, a small business owner in Istanbul, has unpaid VAT and income taxes since June 2026. The total due is TRY 100,000.
- If applying **before 31 August**, and getting 36 months instalment:
- **Interest** applies at 29%, reducing upfront cost.
- 36 equal payments gives a fixed monthly plan.
- If applying after 31 August:
- Interest jumps to 39% – monthly instalments are much costlier.
- Fewer instalments may be offered.
## Summary
If you're liable under Law 6183 in Türkiye for public tax debts due before 16 June 2026, applying before **31 August 2026** gives you a chance to pay at a **29% annual interest** rather than 39%. Use the grace period, choose manageable installments, and budget accordingly to improve cash flow and avoid penalties later.