What’s Changing Starting July 2026
Canada is replacing the GST/HST credit with a new program: the Canada Groceries and Essentials Benefit (CGEB). The transition happens in July 2026. To prepare, the government is issuing a one-time GST/HST credit top-up payment, starting June 5, 2026, to eligible Canadians. (canada.ca)
Who’s Eligible for the Top-Up & How Much You’ll Get
- You must have been eligible for the GST/HST credit in January 2026.
- The top-up payment usually equals approximately 50% of your total annual GST/HST credit amount for the period July 2025 to June 2026.
- It’s commonly calculated as twice your January 2026 payment amount, assuming your family situation didn’t change. (canada.ca)
- Maximum one-time payments vary based on family size and status. For example, a single individual without children could get up to $267; married or partnered can get more depending on number of children. (canada.ca)
How the Canada Groceries and Essentials Benefit Works
Once in effect in July 2026, CGEB will:
- Replace the GST/HST credit.
- Provide quarterly payments that are higher than the prior GST/HST credit, increasing gradually by 25% for five years.
- Offer more consistent support for low- and moderate-income Canadians who need assistance with groceries and essentials. (canada.ca)
What You Need to Know & Do
- Check your eligibility: Make sure you meet the criteria used in January 2026—your family situation (marital status, dependents) matters.
- Watch for your top-up payment: Issued beginning June 5, 2026. If you didn’t get a January 2026 GST/HST credit, you likely won’t receive the top-up.
- Plan for the transition: Expect CGEB payments to begin in July. Budget accordingly if you’ve been relying on GST/HST credit income timing.
- Ensure accurate tax filings: Some benefits and credits depend on income tax returns. Even if simple, filing correctly helps avoid missing out.
Example Scenario
Luis, a single parent with two children, qualified for the GST/HST credit. His family received $200 in January 2026. Thus:
- His one-time top-up will be about $400 (2 × $200), assuming his family circumstances remain unchanged.
- From July onward, the CGEB will replace the old GST/HST credit; he’ll receive quarterly payments that are somewhat larger than before, increasing gradually as the benefit grows by 25% annually over five years.
Bottom Line
If you already got GST/HST credit payments in January 2026 and your family situation hasn’t changed, you’ll automatically receive a one-time top-up payment starting in June. From July, the new CGEB will offer enhanced support—more frequent payments, higher amounts, and better alignment with everyday costs like groceries. Stay informed and ensure your tax and benefit filings are up to date to maximize this transition.